Assess your needs

We’ll start with a conversation to develop an understanding of the important aspects that will shape your financial plan. We’ll discuss your income needs, goals, priorities, financial resources, lifestyle, and more. This also gives you time to get to know us and ask any questions.

This meeting typically takes around 1 to 1.5 hrs and there is no cost, we are simply establishing what help you may need and what that may cost.

After this, you move to step two when you're ready.

Create your plan

When you are ready to progress we meet again to gather all of the information that will allow us to create your individual retirement plan. This takes the form of a Statement of Advice that documents your needs and objectives and our strategies and recommendations. Our strategies are designed to minimise or eliminate tax, maximise retirement income including Centrelink, minimise costs and recommend investment options you are comfortable with. Importantly, we work through eligibility and applications with you so you don't need to tackle Centrelink alone.

Review your plan

When your plan is ready we meet and go through the Statement of Advice covering all the important areas. This meeting gives you a sound understanding of our advice and how it meets your financial, personal and family needs.  You then take your plan home and read it again in your time.

Implement plan

When your are ready we meet again to answer any further questions and put it into action. This is where your fully customised retirement plan — tailored to your needs — comes to life.

Review regularly

Purple Ox never implements a ‘set and forget’ approach. Instead, we continuously monitor your plan to make sure you’re on track to achieve your objectives. We’ll meet regularly with you and your family to review its performance, explore new opportunities, identify emerging risks, and understand your evolving needs.

Whenever you’re ready

Wherever we are in the advice process we work at your pace, answering all those important retirement questions you will have.